Real Estate Calculators
Real numbers for real decisions. Whether you're buying, selling, or comparing - start here. Free, no signup required.
Making one of the biggest financial decisions of your life shouldn't be a guessing game. Our free real estate calculators help you estimate mortgage payments, compare renting vs. buying, and project your net proceeds from a home sale - all in minutes. These tools are built for homebuyers and sellers in Southern California and updated to reflect current market conditions.
Mortgage Calculator
Estimate your monthly mortgage payment including principal, interest, property taxes, insurance, HOA dues, and PMI.
Try it →Rent vs Buy Calculator
Compare the true cost of renting vs owning over time. See equity built, tax benefits, and the break-even point.
Try it →Seller Net Proceeds Calculator
Estimate how much you'll walk away with after selling your home - factoring in commissions, closing costs, and repairs.
Try it →Frequently Asked Questions
How accurate are these real estate calculators?
Our calculators provide reliable estimates based on the data you enter. However, actual costs will vary based on your specific lender terms, local tax rates, and market conditions. For personalized guidance, connect with an Airus Realty agent.
What is included in a mortgage payment?
A typical mortgage payment includes principal (the loan amount), interest (the cost of borrowing), property taxes, homeowner's insurance, and sometimes HOA dues and private mortgage insurance (PMI) if your down payment is less than 20%.
Is it cheaper to rent or buy in Southern California?
It depends on your specific situation, including the purchase price, current interest rates, how long you plan to stay, and local rent costs. Use our Rent vs Buy Calculator to compare the numbers for your scenario.
What are typical closing costs for sellers?
Sellers in California typically pay 6-10% of the sale price in total costs, including agent commissions (typically 5-6%), title and escrow fees, transfer taxes, and any repair credits. Use our Seller Net Proceeds Calculator for a personalized estimate.
More Resources
Explore our guides and tools to make smarter real estate decisions.