How Much Will You Net From Selling Your Home?
Selling a home in Southern California involves more than the sale price. Before you list, you need a realistic picture of what you'll actually walk away with after agent commissions, closing costs, and any outstanding mortgage balance.
This free seller net proceeds calculator lets you estimate your take-home amount in seconds. Adjust the sliders for home value, mortgage balance, commission rate, and estimated closing costs to see a real-time breakdown.
Southern California context: In markets like Los Angeles, Pasadena, and Orange County, median home prices typically run $700,000–$1.5M+. Even a 5% commission on a $900,000 sale is $45,000 — understanding that number upfront helps you negotiate, time your sale, and set the right list price.
Seller Net Proceeds Calculator
Estimate how much you'll walk away with after selling
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Estimates only. Final proceeds may vary based on actual sale price, negotiation, title fees, prorations, and other transaction-specific costs. Consult with your real estate agent for a detailed net sheet.
Frequently Asked Questions
What costs come out of home sale proceeds in California?
In California, sellers typically pay agent commissions (4–6% of sale price), closing costs (1–3%), transfer taxes, escrow and title fees, and any agreed repairs or credits. The total typically runs 7–10% of the sale price.
What is a realistic net proceeds estimate for a $700,000 home in Southern California?
On a $700,000 sale with a $400,000 mortgage balance, you might net $175,000–$210,000 after a 5% commission ($35,000), 2% closing costs ($14,000), and $5,000 in repairs — assuming no prepayment penalties.
Do I have to pay capital gains tax when I sell my home?
Most homeowners qualify for the federal capital gains exclusion: $250,000 for single filers, $500,000 for married couples filing jointly, if you've lived in the home 2 of the last 5 years. Consult a tax professional for your specific situation.
How accurate is a seller net proceeds calculator?
This tool gives a reliable ballpark. Actual proceeds depend on your final sale price, negotiated credits, lender payoff amount, and local transfer taxes. Your Airus agent will walk you through a precise net sheet before you list.