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Rent vs Buy Calculator

Compare the true cost of renting vs owning

Monthly Rent$2,000
Home Price$400,000
Down Payment (20%)$80,000
Interest Rate6.50%
Property Taxes (Annual)$5,000
Insurance (Annual)$1,800
Years You Plan to Stay7 years
Renting
$2,000/mo
Total over 7 years: $168,000
Buying
$2,589/mo
Total over 7 years: $297,500
Equity Built$251,950

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Results are estimates only and not financial advice. Calculations assume 3% annual home appreciation. Actual results will vary based on market conditions, maintenance costs, and other factors.

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