What Are Net Proceeds?
Net proceeds are the amount of money you walk away with after all costs of selling are deducted from your sale price. This is different from your sale price - and often significantly lower than sellers expect.
Common Costs of Selling
Several costs reduce your final proceeds from the sale.
- ✓Agent commissions (typically 5–6% of sale price)
- ✓Mortgage payoff (remaining loan balance + any prepayment penalties)
- ✓Closing costs (title, escrow, transfer taxes - typically 1–3%)
- ✓Home warranty (if offered to buyer, typically $400–$600)
- ✓Repairs and credits (from inspection negotiations)
- ✓Moving costs
Using a Net Proceeds Calculator
A net proceeds calculator helps you estimate what you'll walk away with based on your sale price, remaining mortgage balance, and expected costs. Use our calculator to run the numbers for your situation.
Important Disclaimer
Net proceeds estimates are for informational purposes only. Actual proceeds will vary based on the final sale price, negotiated terms, and closing costs. Consult with your agent and a financial advisor for personalized guidance.